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What does a 0% APR offer mean? | Credit Karma
Read on to find out what a 0% APR offer means and when it's a good idea to apply for this type of card.
0% APR Credit Cards | LoveToKnow | The Meaning Behind 0% APR
Finding 0% APR credit cards is easy, as the offers are plentiful. However, understanding how these promotions work and how they fit into a sound financial plan takes a bit of research. The Meaning Behind 0% APR.
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While it’s true these offers can extend zero interest for anywhere from 12 to 21 months (0% APR simply means your annualized percentage rate on that
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0 apr credit cards mean that you will not pay interest on the balance transferred to the card or on balance resulting from purchases that you make within a specific period of time. It is not a life time offer.
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What does 0% Intro APR mean? These days, there are several low interest credit cards on the market offering 0% introductory interest rates (APR). A 0% intro APR offer means that you won’t have to pay interest on your purchases for a specific time period.
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A 0% APR credit card means you won’t have to pay interest on purchases for a certain number of months. Some cards offer 0% APRs on balance transfers, too. But getting a 0% credit card does not mean you’re excused from bill payments altogether.
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People sometimes talk about 0% annual percentage rate credit cards like rare, mythical creatures — difficult to find and amazing in action. But the truth is, 0% APR credit cards generally follow the same rules as other credit cards.